Carrie Cherveny, Esq., leads HUB International’s Alternative Risk and PEO practices, helping middle-market employers rethink how they finance, design and deliver employee benefits. Her work spans innovative strategies including medical stop-loss captives, reference-based pricing, direct primary care and self-funded arrangements, with a focus on aligning financial objectives and risk tolerance with workforce needs.

With more than 20 years of employment law experience, Carrie brings a distinctive perspective shaped by roles as an HR professional, employment law defense attorney, in-house counsel for a national PEO and Employee Benefits Compliance Practice Leader. That multidisciplinary background allows her to connect benefits funding and compliance with the larger Total Rewards conversation, including access to care, workforce health, employee experience and talent strategy.

Carrie also develops educational and go-to-market strategies that help benefits leaders translate complex alternative funding concepts into practical solutions. A frequent speaker on alternative risk and employer-sponsored benefits, she is known for making complex strategies accessible and actionable for employers navigating an evolving benefits landscape.